FAQs: Dental Insurance Versus No Dental Insurance

When you don’t have dental insurance but you want to care for your smile, you may find yourself feeling a little bit stuck. The great news is that we can help you navigate receiving excellent care and keeping your smile in wonderful condition, even if you are without insurance benefits. Find out more regarding the specifics with a helpful FAQs session.

Frequently Asked Questions

Question: I previously had dental insurance but I have retired and no longer have benefits. Is it going to be financially feasible for me to continue seeking care even without coverage?

Answer: Yes. First, we strongly urge you to continue receiving care to avoid more serious, costly issues in the future. Next, we suggest you simply begin allocating your funds that previously paid for your premiums to cover routine dental checkups and cleanings instead. This will keep your smile healthy (when performed in conjunction with optimal home care).

Question: I haven’t had dental insurance for a while, so I haven’t been scheduling checkups and cleanings. I figure it’s smarter to wait until it seems like something is wrong and then spend my money on whatever restorative treatment I need. Is this a good approach?

Answer: We appreciate your intention but it’s actually better to invest in preventive care. It is less expensive than restorative treatments, is required only twice annually, and will help you avoid serious problems (and procedures) altogether.

Question: Dental insurance and paying out of pocket up front are just both out of the question for my budget at the moment. Is there anything I can do, so I don’t need to avoid dental care?

Answer: Of course! Please speak with our friendly team about our financing option, called CareCredit, which provides patients with repayment plans including low- to zero-interest solutions.